TERMS OF USE

Please carefully review the following terms and conditions ("Terms") governing your access to and use of the information, content, and functions provided on www.fastexchangesa.com ("Website").

1. Access and Use

By accessing or using the Website, you confirm that you have read and understood these Terms and agree to be bound by them, whether on your own behalf or on behalf of another person. If you do not agree to any of these Terms, you must refrain from accessing or using the Website. If you are under 18 years of age, you must obtain advance authorization, permission, and consent from your parent or legal guardian to be bound by these Terms or must cease accessing or using the Website.

Fast Exchange SA, its officers, employees, representatives, agents, or subcontractors ("we", "us", or "our") may, at our sole discretion, update, amend, or revise these Terms, in whole or in part. Each time you access the Website, you shall be deemed to have accepted any updates, amendments, or revisions to the Terms. We reserve the right to make improvements or changes to the Website without notice.

2. Content of the Website

The Website and its content, including any information published on the Website, are provided to offer information about PayShap and promote PayShap services. Nothing published on the Website constitutes financial advice.

We do not make any representations or warranties, express or implied, as to the accuracy, completeness, or reliability of any information, data, and/or content on the Website. We expressly disclaim all implied warranties, including warranties of merchantability, fitness for a particular purpose, non-infringement, compatibility, security, and accuracy.

While we take reasonable measures to ensure the integrity of the Website and its contents, we do not warrant that any files, downloads, or applications available via the Website are free of viruses or any other data or code that may corrupt, damage, or affect the operation of your system.

3. Linked Third-Party Websites and Third-Party Content

We may provide links to third-party websites on the Website for convenience purposes only. We do not endorse, nor does the inclusion of any link imply our endorsement of, such websites or their content.

We are not responsible for the information provided on linked websites, and we do not guarantee or represent the privacy policies or practices of linked or any third-party websites advertised on the Website.

You agree that we shall not be held liable for any content, use, or inability to use any linked website, nor for any loss or damage incurred as a result of any dealings with, or the presence of such third-party linked websites on the Website.

4. Usage Restrictions

You agree not to copy, reproduce, translate, adapt, vary, modify, or deal with any part of the Website for any reason and in any manner unless consistent with the intent and purpose of these Terms.

You shall not decompile, disassemble, or reverse engineer any portion of the Website, write or develop any derivative of the Website, modify or enhance the Website, or remove any identification, trademark, copyright, or other notices from the Website.

You shall not post or transmit unlawful, harmful, threatening, abusive, defamatory, vulgar, obscene, or objectionable content through the Website.

Your access to or use of the Website is for personal, non-commercial, and information purposes only.

5. Security

In order to ensure the security and reliable operation of the Website, we reserve the right to take necessary actions to preserve the security, integrity, and reliability of our network and back-office applications.

You may not compromise the security of our networks or tamper with the Website, including attempting to gain unauthorized access or delivering malicious code to the Website.

6. Intellectual Property Rights

The Website and its content are copyrighted to Fast Exchange SA. All intellectual property rights are owned by us unless otherwise stated. You are not granted a license or any other right in respect of the Website, except as stipulated herein.

7. Risk, Limitation of Liability, and Indemnity

Your access to or use of the Website is at your own risk, and you assume full responsibility for any loss resulting from such access or use.

We shall not be liable for any damages, including direct, indirect, special, incidental, consequential, or punitive damages, arising from the use of the Website or its content.

You agree to indemnify us from any loss, damages, claims, or costs resulting from your access to or use of the Website, your failure to comply with these Terms, or any actions or requirements of any third party.

8. Confidentiality

We will not be responsible for any damages resulting from the transmission of confidential information through the Website.

9. Compliance with Laws

You shall comply with all applicable laws, statutes, ordinances, and regulations regarding your use of the Website.

10. Privacy

Your access to or use of the Website signifies your consent to us collecting and using your personal information. You acknowledge and agree to the Fast Exchange SA Privacy Statement, as may be updated from time to time.

11. Our Use of Cookies

We may use cookies on the Website to recognize you and provide you with information. You may configure your browser to prevent the automatic acceptance of cookies.

12. Communications

You consent to receive communications from us electronically. All agreements, notices, disclosures, and other communications provided electronically satisfy any legal requirement for written communication.

13. General

These Terms are governed by the laws of the Republic of South Africa. The High Court of South Africa, South Gauteng, has jurisdiction over